What currency is used in Malmö, and are card payments common?

In Malmö, as throughout Sweden, the official currency is the Swedish Krona (SEK). Sweden is a highly cashless society, with card payments being the predominant method for transactions. Major credit and debit cards, such as Visa, Mastercard, and American Express, are universally accepted – from small cafes to public transport. While carrying a minimal amount of cash for very rare exceptions might be prudent, relying on card payments is the standard practice. NorthESIM keeps you connected to banking apps for easy expense tracking.